Business Banking

We understand business. And we’re here to make your business banking simple, convenient and hassle-free by providing all the products and services you need to bank with confidence. Big bank solutions with one-on-one, personal service. Count on us to be your business banking partner.

Business Checking

We offer several types of business checking accounts designed to match a variety of needs. Our comparison chart will help you decide which is your best fit.

Business Savings

We understand that revenue fluctuates for most businesses. With the Business Money Market or Business Savings account, you can let that revenue work for you by earning interest at competitive rates until you need it.

Additional Services:

PayChoice - Business Payroll Service

Hamilton State Bank offers a payroll solution powered by PayChoice, a leading national payroll software and service company. This offers our customers an affordable online payroll service.

  • Straightforward - Enroll online, set up your payroll account and process your payroll each period. All you need is a computer with a secure Internet connection.
  • Cost-Efficient - A flat monthly fee of $49.95 covers payroll processing, tax administration and direct deposits - no matter your number of pay runs.1
  • Big Savings - Get the payroll services you need at a lower cost than traditional solutions.
  • Managed Taxes - PayChoice files and remits your payroll taxes for you, protecting you from miscalculation, fines and penalties.2
  • Unlimited Support - Free customer service is available from 8:30 AM - 8:00 PM Eastern Time via email, phone and online chat.
  • Direct Deposit - Choose paper checks or go paperless with direct deposits into your employees' accounts.
  • Plus, all the features you need to process payroll quickly and accurately:
    • Departmental allocations
    • Voluntary deduction calculations
    • Vacation & sick time tracking
    • Predefined pay types
    • Error-free tax and paycheck calculations
    • Federal, state & local tax filing
    • Penalty-free tax filing guarantee2
    • Instant online payroll management reports
    • Online employee paystub & W-2 access
    • 6-month money back guarantee


To qualify for this service, a Hamilton State Bank business checking account is required. We are here to help ensure that you have the best checking product for your needs. Plus, we'll review your specific needs to see how PayChoice can simplify your payroll processing.

Ready to sign up for PayChoice? For enrollment, servicing or questions, contact your local branch.

1 Payroll for $49.95 - PayChoice offers its Self-Service solution for $49.95/month. Year-end processing is priced separately at $49.99 base plus $4.99 per W-2 or 1099. This service will meet the needs of most companies with 1 to 10 employees. A Full Service Payroll offering is also available for larger companies and/or those with more complex needs. A PayChoice representative will determine qualification for this service based upon the client's size and specific requirements.

2 Tax Filing - PayChoice will file and remit all payroll taxes on the client's behalf. If the client incurs a penalty and/or fine due to a PayChoice error, PayChoice agrees to pay all penalties or related late fees.

Verification Process - We require a 10-90 day verification process (Pending credit check) before direct deposits are activated, during which time you will be provided with the employee check stubs and gross-to-net breakdowns along with your report package electronically. You will then need to manually write checks based on the net amounts we give you until the direct deposits go live. You will need to continue to do this for any employees who do not utilize direct deposit, as this is a paperless package.

Normal bank approval applies.

Mobile Website Creation and Hosting

Get more customers to call you with a mobile website!  Here are 3 ways a mobile-friendly site lets new customers easily contact you:

  1. A simple button so customers can instantly call your business right from their phone.
  2. Map and directions to your business, so customers can find your location quickly and simply.
  3. Contact form built in, so customers can contact you directly from your site.

Visit MoFuse Local, to learn more.

Merchant Card Services

Do you need the ability to allow customers to pay you by debit or credit card?  How about the need to increase your business through online sales?  Contact your local branch today to learn more about Merchant Services.

To report a lost or stolen debit card after normal business hours, please call
800-554-8969.

Information Regarding Your Deposit Account
Federal Regulations say you must “opt-in” or certain debit card & ATM transactions can be denied.

Telebanc: 1-877-527-2716 | Customer Support: 770-967-5090 | Email: