Checking

Hamilton Club

As part of the Hamilton Club, you get products that will help you protect your financial future such as identity theft protection, accidental death and dismemberment insurance, and cash back rewards. Plus you get unlimited check writing, free online and mobile banking, online bill pay, phone access (Telebanc), unlimited Hamilton State Bank ATM transactions per month, a VISA check card and a free order of standard checks per year.

You also get up to six refunds per month for non-Hamilton State Bank ATM fees. The monthly maintenance fee is $10.

Relationship Checking

We value your relationship and appreciate the trust you have in us. Along with basic checking perks such as free online and mobile banking, online bill pay, unlimited Hamilton State Bank ATM transactions per month and a no annual fee credit card***, you also can receive:

  • $25 discount on safe deposit box annual rental fee
  • .10% CD Bonus on new CDs
  • Rate discount on new loans and
  • Free standard checks.


There is a variable rate of interest based on the account balance. As long as you maintain $25,000 in combined deposit balances or $25,000 in combined loan balances, you can avoid the $25 monthly maintenance fee.

Hamilton Interest Checking

If you want unlimited check writing, free online and mobile banking, online bill pay, phone access (Telebanc), unlimited Hamilton State Bank ATM transactions per month and a VISA check card, our Hamilton Interest checking account may be the account for you. You also get up to six refunds per month for non-Hamilton State Bank ATM fees, and you may earn a variable rate of interest on your funds based on your account balance.

You can avoid a monthly maintenance fee if you have at least one ACH direct deposit into your account per statement cycle or maintain a $500 minimum daily balance.

Foundation Checking

Easy, simple and affordable, our Foundation checking account gives you all the benefits of a full service checking account, including free online and mobile banking, online bill pay, phone access (Telebanc), unlimited Hamilton State Bank ATM transactions per month and a VISA check card. You also get up to six refunds per month for non-Hamilton State Bank ATM fees.

This account is designed for electronic activity and allows you to manage your account without teller assistance. To avoid a $10 monthly fee, you must have one direct deposit per statement cycle into your account and must have five or less checks/paper items per monthly statement cycle. If you are a fulltime student and provide a valid student ID, the maintenance fee is waived.

Compare personal checking accounts.

Apply for a debit card.

***subject to approval

To report a lost or stolen debit card after normal business hours, please call
800-554-8969.

Information Regarding Your Deposit Account
Federal Regulations say you must “opt-in” or certain debit card & ATM transactions can be denied.

Telebanc: 1-877-527-2716 | Customer Support: 770-967-5090 | Email: