Personal Checking Account Comparison
| Features & Benefits |
Personal Checking |
Interest Checking |
Privilege Checking |
Student Checking |
Money Market Account |
||||
| Rates and Fees | |||||||||
| Minimum Opening Balances |
$100 | $1,000 | $50 | $50 | $1,000 | ||||
| Balance Require- ment (to waive maintenance fee) |
None | $1,000 minimum daily balance or $2,500 average daily balance |
None | None | $1,000 minimum daily balance or $2,500 average daily balance |
||||
| Monthly Maintenance Fee |
None | $10 if balance falls below requirements |
None | None | $15 if balance falls below requirements |
||||
| Earns Interest | No | Yes, compounded daily and credited monthly |
Yes, compounded daily and credited monthly |
No | Yes, compounded daily and credited monthly |
||||
| Cards & ATMS | |||||||||
| Visa® Check Card* |
Yes | Yes | Yes | Yes | No |
||||
| Non-HSB ATM Transactions |
6 free monthly per statement cycle |
6 free monthly per statement cycle |
6 free monthly per statement cycle |
4 free monthly per statement cycle |
6 free monthly transfers/withdrawals total per statement cycle*** | ||||
| Check Services | |||||||||
| Unlimited Check Writing |
Yes | Yes | Yes | Yes | No - up to
six
withdrawals/ transfers total per month*** |
||||
| Other Services | |||||||||
| Online Banking | Free | Free | Free | Free | Free | ||||
| Teller & Telebanc Phone Services |
Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | ||||
| Additional Benefits |
•eStatements •Notary Services •Online Banking with Bill Pay |
||||||||
|
|||||||||
Personal Banking | Business Banking | Online Banking | About Us | Privacy & Security | Contact Us | FAQs
Equal Housing Lender | Member FDIC | Electronic Deposit Insurance Estimator