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Investing Helping you make the right decision on which investment account is right for you is one of the things that set us apart from other banks. Our accounts provide you with many investment choices so you can choose the one most suited to your needs. See below to learn more. Personal Money Market Accounts Put your money to work. When you want to increase the earning power of your savings, and still have funds available when you need them, consider a personal money market account at Hamilton State Bank. Our money market account gives you the flexibility to use funds as you need them with no check writing fees while still earning competitive interest rates on funds you want to keep invested. Money Market Features:
Certificates of Deposit Our CDs give you the best of both worlds. You get a guaranteed interest rate along with the flexibility to choose the terms that best fit your investment needs. Start taking advantage of higher interest rates, greater flexibility, and the safety of a FDIC insured certificate of deposit. Start making your money work harder for you. IRAs It is never too early to plan for retirement. Individual retirement accounts are the easiest way to get started. With a simple annual investment you can enjoy tax-free earnings (with a Roth IRA) or you can utilize tax-deferred earnings (with a traditional IRA) and pay no taxes until you retire. Even if you already have a pension or profit sharing at work, an IRA is a sound, safe way to add to your savings. IRA Features:
See IRS Publication 590 for tax deductibility information. |