Whether you need help to get that new house, pay for your dreams, or just manage your debt, we are happy to meet and discuss loan options to develop a plan that is right for you.


Universal Credit Application
(Consumer Residential Real Estate)


Buying a home is a big commitment, but it can also be an exciting step to achieving financial freedom. Whether you are a first time home buyer, or are a current homeowner looking for refinancing options or a new mortgage, Hamilton State Bank can help. We offer a variety of competitive mortgage rates with affordable down payments and low closing costs.*

For any inquiries on your existing residential mortgage loan, please contact us at 800-513-8061 or at 770-967-5090 during the business hours of 8:30a.m. to 5:00p.m. (Monday - Friday)

All written inquiries on your residential mortgage loan should be addressed and mailed to:

Hamilton State Bank
P.O. Box 249
Braselton, GA 30517
Attention: Loan Operations

Personal Lines of Credit

Consumer Loan Application


A line of credit is like having a spare tire - it's nice to know it's there. Use your line of credit for sudden expenses or to take advantage of opportunities. The security of having the funds available when you need them is nice to have. We offer competitive rates and quick approvals.*

Overdraft Protection Lines of Credit

An Overdraft Protection Line of Credit gives you the extra cushion you may need. This Line of Credit, which is attached to your checking account, can help you avoid occasional overdraft charges and gives you the ability to access extra money when you need it.*

Home Equity Line of Credit (HELOC)


Home Equity Loan Application


Need the equity in your home to pay for unexpected expenses? Home improvements? Vacation? Debt consolidation? Hamilton State Bank is offering a new and improved Home Equity Line of Credit for qualified applicants that can be used for anything you want.

You can borrow up to 80% of your home's value and choose between two flexible draw periods - 5 or 10 years. HELOCs are subject to credit qualification, income verification and full appraisal or evaluation of your home.

Hamilton Visa Credit Card

Building a successful financial plan takes the right resources. That's why we work hard to provide you with quality financial services and products. Like our convenient, flexible Visa® Credit Card. It's accepted at thousands of locations worldwide for just about any type of purchase you can dream up. And, unlike those big out-of-town institutions, our card comes with the personal, friendly service you've come to expect from us. So, whatever your plans, choose the credit card that gives you all the value and buying power you need to get your projects off the drawing board.

Apply for yours today!

  • Travel Accident Insurance - You, your spouse and dependent children up to age 19 (age 25 if a full-time student at any institute of higher learning) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi, or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is provided to you at NO EXTRA COST.
  • Extended Warranty - On purchases made in full using our credit card, the extended warranty program doubles the U.S. manufacturer's warranty period and extends the coverage up to one additional year for warranties of one to five years (some exclusions apply.


* All loans subject to approval

To report a lost or stolen debit card after normal business hours, please call

Information Regarding Your Deposit Account
Federal Regulations say you must “opt-in” or certain debit card & ATM transactions can be denied.

Telebanc: 1-877-527-2716 | Customer Support: 770-967-5090 | Email: