Hamilton Savings

Hamilton Savings makes it easy for you to put money away for your future. Our account has a low quarterly maintenance fee* so your money stays your money. You can avoid the maintenance fee by maintaining a minimum daily balance of $300. You can even use your savings account as protection with your checking account.

Hamilton Savings features access to online banking and eStatements.

Helping you make the right decision on which investment account is right for you is one of the things that set us apart from other banks. Our accounts provide you with many investment choices so you can choose the one most suited to your needs. See below to learn more.

Hamilton Money Market Account

Our Hamilton Money Market offers competitive interest rates while giving you easy access to your funds. The higher your blanace, the more interest you will earn. Enjoy no maintenance fee by maintaining the required minimum balance. This account offers the flexibility of up to six allowable withdrawals and/or transfers per month, per Regulation D guidance.

Certificates of Deposit

Our CDs give you the best of both worlds. You get a guaranteed interest rate along with the flexibility to choose the terms that best fit your investment needs. Start taking advantage of higher interest rates, greater flexibility, and the safety of a FDIC insured certificate of deposit. Start making your money work harder for you.

IRAs

It is never too early to plan for retirement. Individual retirement accounts are the easiest way to get started. With a simple annual investment you can enjoy tax-free earnings (with a Roth IRA) or you can utilize tax-deferred earnings (with a traditional IRA) and pay no taxes until you retire. Even if you already have a pension or profit sharing at work, an IRA is a sound, safe way to add to your savings.

IRA Features:

  • Earnings are tax-deferred or tax-free depending on the product you choose
  • Flexible terms with either a fixed rate or a variable rate IRA
  • Variety of distribution and investment options
  • Accounts are FDIC insured up to $250,000

 

See IRS Publication 590 for tax deductibility information.

* $5 quarterly maintenance can be avoided if minimum balance is maintained.
** During any statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party (excludes in-person withdrawals). Each withdrawal in excess of six per quarterly period will receive a $10 excessive activity fee.

 

To report a lost or stolen debit card after normal business hours, please call
800-554-8969.

Information Regarding Your Deposit Account
Federal Regulations say you must “opt-in” or certain debit card & ATM transactions can be denied.

Telebanc: 1-877-527-2716 | Customer Support: 770-967-5090 | Email: