Business Checking

Basic Business Checking 250

With this account, you receive 250 total transactions each month for a low monthly maintenance fee, which is waived by maintaining the minimum required balance. It also features online banking, telephone banking (Telebanc) and a monthly summary statement.

Business Checking 500

Do you have more than 250 total monthly transactions? If so, Business Checking 500 could be for you. This account features the same benefits of our Basic Business Checking 250, and you receive 500 total transactions each month for a low monthly maintenance fee, which is waived by maintaining the minimum required balance.

Business Interest Checking1

This interest-bearing checking account is designed specifically for sole proprietorships, non-profit organizations and governmental units. It has all the features of the Business Checking 500 account while earning interest each month.

Business Analysis Checking

The Business Analysis Checking account is designed to grow with your business. Maintenance fees are based on the volume of services used, but your account balances earn an interest credit to help offset the fees. We reconcile your account and provide you with a detailed statement at the end of each month. Our goal is for you to earn enough with your interest earnings credit to help offset any fees associated with your account.

Business Savings

We understand that revenue fluctuates for most businesses. With the Business Savings account, you have easy access to funds and the revenue works for you by earning interest at competitive rates until you need it.

Business Money Market

If your business maintains higher balances and you want easy access to liquid funds while still earning competitive rates, our Business Money Market is a good choice.

  • Low monthly maintenance fee (can be waived if monthly balance requirements are met)
  • Tiered interest rates that earn higher yields with higher balances
  • Flexibility of up to six free total withdrawals and/or transfers per monthly statement cycle
  • Interest is compounded daily and paid monthly on collected balances

IOLTA Accounts

Interest on Lawyers Trust Accounts – IOLTA Hamilton State Bank offers a variety of interest-only trust accounts (IOLTA) to attorneys who have a fiduciary responsibility over client funds. Our accounts earn a competitive interest rate that is compounded daily, credited monthly, and then paid to the appropriate foundations. Fees and procedures can vary by state, so contact one of our Personal Bankers for more information.

Online Cash Management Services

Save time and money, and manage your cash flow easier with our online business banking solution. Our Cash Management Representatives will set this up for you and provide on-site training at your business.

  • View account information
  • Transfer funds between eligible accounts
  • View check images and account statements
  • Initiate stop payments, wire transfers and ACH transactions
  • Issue payroll direct deposit
  • Export information into financial software

 

Contact your bank representative to sign up or to schedule a Cash Management demonstration today!

Other Cash Management Services include:

  • Remote Deposit Capture
  • Wire Capability
  • Positive Pay (check fraud deterrent system)
  • ACH Capability

 

Increased Security Measures

We take the security of online banking very seriously. We have added several layers of security to the Internet Banking login process to further validate your identity. This helps protect you from fraud and identity theft. Read more about our security measures here.

Commercial Lending

We have Relationship Managers available to assist you with your lending needs. From Business Credit Cards, lines of credit, and equipment loans to Commercial Real Estate loans, we are here to help make financing your business easier.

Additional Business Services:

  • Business Credit Cards
  • Merchant Services
  • Payroll Processing Services

 

Merchant Card Services

Give your customers more payment options, grow your business and increase revenue when you utilize merchant card services. This service enables your business to accept credit cards, debit cards, electronic checks, gift cards and other payment options. Our partners work directly with you to determine the right option for you.

Already have a merchant card service provider? We may be able to help save you money. Find out more by speaking with our representatives.

Compare business checking accounts.

 

1 Only available to sole proprietors, non-profits and governmental units.

To report a lost or stolen debit card after normal business hours, please call
800-554-8969.

Information Regarding Your Deposit Account
Federal Regulation E requires a deposit accountholder to "opt-in" before being charged a fee for overdraft protection services on ATM and one-time Debit Card transactions. Inquire with your Branch Personal Banker if you question the Reg. E opted status you chose at your account opening.

Telebanc: 1-877-527-2716 | Customer Support: 770-967-5090 | Email: