Checking

Hamilton Club

As part of the Hamilton Club, you get products that will help you protect your financial future such as identity theft protection, cell phone protection insurance, accidental death and dismemberment insurance, and cash back rewards1. Plus you get unlimited check writing, free online and mobile banking, online bill pay, phone access (Telebanc), unlimited Hamilton State Bank ATM transactions, a VISA check card and a free order of standard checks per year.

The monthly maintenance fee is only $10. Terms and conditions apply. Registration and activation is required for some features of this account. Contact us to learn all the features of this account.

Relationship Checking

We value your relationship and appreciate the trust you have in us. Along with basic checking perks such as free online and mobile banking, online bill pay, unlimited Hamilton State Bank ATM transactions and a no annual fee credit card*, you also can receive:

  • $25 discount on safe deposit box annual rental fee
  • .10% CD Bonus on new CDs (Customer must request at account opening or maturity.)
  • Free standard checks

There is a variable rate of interest based on the account balance. As long as you maintain $25,000 in combined deposit balances or $25,000 in combined loan balances, you can avoid the $25 monthly maintenance fee.**

Senior Checking

Customers age 62 and above are eligible for Senior Checking. With this account you get one free order of standard checks per year and the monthly maintenance fee is waived if you have a direct deposit during the monthly statement cycle. If no direct deposit, you pay a low monthly maintenance fee of $10.

Hamilton Interest Checking

If you want unlimited check writing, free online and mobile banking, online bill pay, phone access (Telebanc), unlimited Hamilton State Bank ATM transactions per month and a VISA check card, our Hamilton Interest checking account may be the account for you. You may earn a variable rate of interest on your funds based on your account balance.

You can avoid a monthly maintenance fee of $15 if you maintain a $2,500 minimum daily balance or $5,000 average daily balance.

Foundation Checking

Easy, simple and affordable, our Foundation Checking account gives you all the benefits of a full service checking account, including free online and mobile banking, online bill pay, phone access (Telebanc), unlimited Hamilton State Bank ATM transactions and a VISA check card.

To avoid a $10 monthly maintenance fee, you must have one direct deposit per statement cycle into your account and maintain a $500 minimum daily balance.

ATM Networks
Allpoint logo

Hamilton State Bank Debit or ATM cards can be used at any Hamilton State Bank ATM or Allpoint ATM without paying a surcharge. Check the Allpoint locator for a listing of participating surcharge free ATMs.

Compare personal checking accounts.

Apply for a debit card.

1 View the Hamilton Club Membership Kit for more details. Terms, conditions and exclusions apply.
* Subject to approval.
** See Personal Checking Account Comparison for more details.