Lending

Whether you need help to get that new house, pay for your dreams, or just manage your debt, we are happy to meet and discuss loan options to develop a plan that is right for you.

Mortgages

Buying a home is a big commitment, but it can also be an exciting step to achieving financial freedom. Whether you are a first time home buyer, or are a current homeowner looking for refinancing options or a new mortgage, Hamilton State Bank can help. We offer a variety of competitive mortgage products with affordable down payments and low closing costs.*

For any inquiries on your existing residential mortgage loan, please contact us at 800-513-8061 or at 770-967-5090 during the business hours of 8:30 a.m. to 5:00 p.m. (Monday - Friday)

All written inquiries on your residential mortgage loan should be addressed and mailed to:

Hamilton State Bank
P.O. Box 249
Braselton, GA 30517
Attention: Loan Operations

Personal Lines of Credit

A line of credit is like having a spare tire - it's nice to know it's there. Use a line of credit for sudden expenses or to take advantage of opportunities. We offer competitive rates and quick approvals.*

Home Equity Line of Credit (HELOC)

Need the equity in your home to pay for unexpected expenses? Home improvements? Vacation? Debt consolidation? Hamilton State Bank is offering a new and improved Home Equity Line of Credit for qualified applicants that can be used for anything.*

We lend up to 80% of a home's value with options of two flexible draw periods - 5 or 10 years. HELOCs are subject to credit qualification, income verification and full appraisal or evaluation of the home.

Hamilton Visa Credit Card

HSB VISA logo

Building a successful financial plan takes the right resources. That's why we work hard to provide quality financial services and products, like our convenient, flexible Visa® Credit Card. It's accepted at thousands of locations worldwide for just about any type of purchase you can dream up. And, unlike those big out-of-town institutions, our card comes with personal, friendly service.

Earn ScoreCard® Rewards points for every purchase made with our Hamilton State Bank Credit Card! Redeem points for brand-name merchandise and exciting travel awards. Visit www.scorecardrewards.com and browse the current award selections. You'll be amazed at what ScoreCard has to offer!

To find out how the plan works, please call us or talk to a customer service representative at one of our local branches. Whatever your plans, choose the credit card that gives you all the value and buying power you need to get your projects off the drawing board.

Apply for yours today!

  • Travel Accident Insurance - You, your spouse and dependent children up to age 19 (age 25 if a full-time student at any institute of higher learning) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi, or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is provided to you at NO EXTRA COST.
  • Extended Warranty - On purchases made in full using our credit card, the extended warranty program doubles the U.S. manufacturer's warranty period and extends the coverage up to one additional year for warranties of one to five years (some exclusions apply.

 

* All loans subject to approval.