Lending

Whether you need help to get that new house, pay for your dreams, or just manage your debt, we are happy to meet and discuss loan options to develop a plan that is right for you.

Mortgages

Buying a home is a big commitment, but it can also be an exciting step to achieving financial freedom. Whether you are a first time home buyer, or are a current homeowner looking for refinancing options or a new mortgage, Hamilton State Bank can help. We offer a variety of competitive mortgage products with affordable down payments and low closing costs.*

For any inquiries on your existing residential mortgage loan, please contact us at 800-513-8061 or at 770-967-5090 during the business hours of 8:30 a.m. to 5:00 p.m. (Monday - Friday)

All written inquiries on your residential mortgage loan should be addressed and mailed to:

Hamilton State Bank
P.O. Box 249
Braselton, GA 30517
Attention: Loan Operations

Personal Lines of Credit

A line of credit is like having a spare tire - it's nice to know it's there. Use a line of credit for sudden expenses or to take advantage of opportunities. We offer competitive rates and quick approvals.*

Home Equity Line of Credit (HELOC)

Need the equity in your home to pay for unexpected expenses? Home improvements? Vacation? Debt consolidation? Hamilton State Bank is offering a new and improved Home Equity Line of Credit for qualified applicants that can be used for anything.*

We lend up to 80% of a home's value with options of two flexible draw periods - 5 or 10 years. HELOCs are subject to credit qualification, income verification and full appraisal or evaluation of the home.

 

* All loans subject to approval.