Hamilton Savings makes it easy for you to put money away for your future. Our account has a low quarterly maintenance fee*, so your money stays your money. You can avoid the maintenance fee by maintaining a minimum daily balance of $300. You can even use your savings account as protection with your checking account.**
Hamilton Savings features access to online banking and eStatements.
Helping you make the right decision on which account is right for you is one of the things that set us apart from other banks. Our accounts provide you with many investment choices so you can choose the one most suited to your needs. See below to learn more.
Our Hamilton Money Market offers competitive interest rates while giving you easy access to your funds. The higher your balance, the more interest you will earn. Enjoy no maintenance fee by maintaining the required minimum balance.**
Our CDs give you the best of both worlds. You get a guaranteed interest rate along with the flexibility to choose the terms that best fit your investment needs. Start taking advantage of higher interest rates, greater flexibility, and the safety of a FDIC insured certificate of deposit. Start making your money work harder for you. Early withdrawal(s) are subject to penalty.
It is never too early to plan for retirement. Individual Retirement Accounts are the easiest way to get started. With a simple annual investment, you can enjoy tax-free earnings (with a Roth IRA) or you can utilize tax-deferred earnings (with a traditional IRA) and pay no taxes until you retire. Even if you already have a pension or profit sharing at work, an IRA is a sound, safe way to add to your savings.
See IRS Publication 590 for tax deductibility information.
* $5 quarterly maintenance can be avoided if minimum balance is maintained.
**In addition to this account's monthly $15 Maintenance Fee, a $10 fee will be imposed for any withdrawal and/or transfer that exceeds Regulation D's six allowable monthly transactions. This excludes in person withdrawals at teller counter and ATM.